Advanced Underwriting Usage Agreement
 
Please read the Advanced Underwriting Usage Agreement before continuing. You must agree to these terms in order to access the Advanced Underwriting section of this site.
 
The information contained in the Advanced Underwriting Web pages is provided solely for the convenience of duly licensed insurance agents and/or registered representatives who are contracted with BAKER ASSOCIATES. The information provided by BAKER ASSOCIATES at this Website is to be used exclusively by you to evaluate the carriers and products offered by BAKER ASSOCIATES. Under no circumstances can this information be distributed to a client, used for retail client presentation or for other purposes of any kind. BAKER ASSOCIATES does not provide financial, legal or tax advice Where indicated, material has been prepared by the tax and legal departments of selected Carriers and it remains their property. Carriers provide this material to support solicitation and sale of their products. One Carrier's material may not be used to solicit or sell another Carrier's products. BAKER ASSOCIATES does not approve or disapprove the content as delivered by the legal and tax departments of the Carriers and their professional staff. Information presented (including text, graphics, and functionality) is presented without express or implied warranties and is provided "AS IS". BAKER ASSOCIATES does not guarantee the accuracy of the information contained in the Advanced Underwriting or its suitability for any purpose. Products referred to in these pages are available only in those jurisdictions where they are lawfully approved for sale, and sold only through licensed persons, licensed in that jurisdiction. Some products may not be available in all states. The information presented is not an offer to sell, or a solicitation of an offer to buy any security or any insurance product. These Web pages are not intended for any audience outside of the United States and its territories. Information provided in the Advanced Underwriting is subject to change without notice.

I have read, understand and agree with the above statements. I expressly agree to all restrictions and limitations set forth. I further agree that any and all use of these materials is at my sole risk.

UNAUTHORIZED COPYING, REPRODUCTION, REPUBLISHING, UPLOADING, DOWNLOADING, POSTING, TRANSMITTING OR DUPLICATING OF ANY OF THE MATERIAL IS PROHIBITED